Dry, scope, install
Flooring over a subfloor still above its dry standard traps moisture and fails again. The installer waits for the drying contractor's final readings and re-meters on install day.
The scope in Xactimate
Removal and disposal by square foot, underlayment, the new product with waste, baseboard detach and reset by linear foot, transitions, appliance pulls and resets, subfloor repair where the water reached it, written in the line-item format carriers review.
Matching across a whole floor
Continuous floors are where matching matters most, and whole-house floors are the hardest case: a kitchen loss can put the whole main floor in question. The installer documents continuity, product availability and the practical options so the adjuster has what they need under your policy's matching language.
Like kind and quality, or an upgrade
The claim replaces what was there with an equivalent; upgrades are priced separately on the quote.
What we need from you
Claim number and adjuster contact, the drying report when complete, and your product choice. Whether the flooring is covered depends on the cause of the loss, which your insurer decides under your policy; the deductible applies as written.
